Thanks @craftydivakat for your quick response and valuable information. Here is the problem I encountered. This kit has 12 groups of threads on the card. I was able to sort out the different color threads for the first 6 groups by using your reasoning.
But then for instance, on group 7, according to the chart there are supposed to be two colors, "rose brown" & "dark yellow beige", yet there is also a third unidentified color thread. For group 8, there is a blue thread that's supposed to be an orange. And on and on there are mistakes for the rest of the card.
It sucks I purchased this, and won't even be able to stitch it. Do you think I can get an exchange for another kit on this site? There is another kit I brought from everythingcrossstitch that I've had no problems with. Different designer though.